Acceptance Insurance in Austin, TX, 78745
Office Hours
Products and Services
The Acceptance Insurance office on South Congress provides personalized insurance guidance to customers from across the southern side of Austin. Our location near the intersection of South Congress Avenue and Industrial Boulevard is easily accessible for numerous local communities, including South Congress, South Lamar, Garrison Park, Sunset Valley, and Franklin Park.
Our experienced agents can help you find insurance for your home, vehicle, or more specialized coverage needs. We'll work with you to compare plans from multiple insurance companies and explain how deductibles and coverage limits may affect your insurance costs.
The coverage you choose can depend on the risks you face while driving and parking in Austin. Our agents can recommend coverage that may help pay for damage to your vehicle after severe thunderstorms. And if you park outdoors, you may need a policy that helps cover hail damage repairs after a storm.
Insurance coverage available at this office
The team at our South Congress office can help you select from a variety of personal and professional insurance products. Here's a quick overview of the coverage types we offer.
Auto insurance
Auto insurance can help cover expenses after you get into a car accident. Policies usually include liability coverage, which can help pay for damage and injuries if you're found legally responsible for an accident. You might also choose additional protections, such as comprehensive and collision coverage, to help cover your costs.
Motorcycle insurance
Motorcycle insurance can provide liability coverage and optional protection for your bike. Texas riders must meet the state's financial responsibility requirements, and additional coverage may be available for damage to your motorcycle or injuries to you and your passengers. Our agents can help you compare options based on your motorcycle and riding habits.
Renters insurance
Renters insurance can help you pay to replace or repair your personal property when it's lost or damaged due to covered events, such as fire or theft. This type of policy may also provide liability coverage and help with temporary living costs when a covered loss makes your home unsafe to live in.
Homeowners insurance
A homeowners insurance policy can help cover the costs associated with covered damage or loss to your home and the personal property you keep there. It may also include liability coverage, which can help pay for certain accidents at your house. Flood damage typically requires separate insurance. Coverage for temporary living expenses after a covered loss or for belongings in storage depends on the homeowners policy.
SR-22 insurance
An SR-22 is a filing or certificate an insurance company provides to the state of Texas to demonstrate that you maintain the required auto liability coverage. If you have an SR-22 requirement, you'll need an insurance company that offers an eligible policy and handles the filing. The coverage you buy is often called SR-22 insurance, but it isn't a separate type of insurance.
RV insurance
Your campervan, motorhome, or similar motorized recreational vehicle may need RV insurance. These policies can help cover the costs of bodily injuries and property damage resulting from an at-fault accident. Insurance companies may also offer optional coverage for damage or theft, and some plans may provide towing assistance after a breakdown.
Commercial vehicle insurance
If your company uses vehicles for business purposes, commercial auto insurance can help reduce your financial liability after an accident. This might include company vehicles or, with appropriate non-owned auto coverage, personal vehicles (yours or your employees') used for work. Policies may include a variety of coverage types, including liability, comprehensive, collision, medical payments, and more.
Roadside assistance
Roadside assistance may help when your vehicle breaks down. Depending on the plan, services may include towing, flat-tire assistance, lockout help, and jump-starts. Availability, service limits, and additional charges vary by plan.
Identity theft protection
Identity theft protection can support you if your personal information is stolen. Depending on the plan, services may include fraud alerts, assistance contacting financial institutions, and help reporting suspected identity theft. Some plans may also provide coverage for certain eligible expenses related to identity theft.
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Why customers trust our Austin insurance team
At our office on South Congress, customers come to us for insurance guidance and our understanding of the Austin market. Our agents can answer your questions and help you explore options based on your needs and budget. Here are some of the benefits of working with our team.
Shop coverage from multiple insurance companies
Insurance prices, limits, and features can vary by insurance company. Our agents can help you compare available policies and understand the differences in coverage, deductibles, and premiums. This allows you to evaluate your options based on your budget and insurance needs.
English and Spanish service available
At Acceptance Insurance, we understand that choosing an insurance policy is an important decision. To help you feel comfortable during the process, our South Congress office provides bilingual service. Our team can accommodate your preference for Spanish or English.
Get covered quickly
If you need insurance quickly, our agents can help you explore available options. Eligible customers may be able to start coverage and receive proof of insurance the same day they apply. Timing depends on approval from the insurance company, required payments, and application information.
Coverage options for different budgets
When you're searching for affordable coverage for your car, home, or motorcycle, we can help you explore ways to manage your insurance costs. We'll review available policies, check your eligibility for discounts, and explain opportunities to bundle multiple types of coverage.
Insurance solutions tailored to your needs
Not sure what coverage is right for your life in Austin? We can review your needs and explain available options. From selecting homeowners insurance for your property to exploring coverage for your new RV, our team can help you compare policies based on your circumstances.
Types of Auto Insurance Coverage
A quick guide to insurance coverage types
When you buy an insurance policy, it often includes more than one type of coverage. Here are some of the options you may be able to purchase.
|
Coverage type |
What it helps cover |
Required in Austin, Texas? |
|---|---|---|
Damage or injuries to others |
Texas minimum liability limits are 30/60/25 |
|
Damage to your vehicle after an accident |
Not required by state law; lenders may require it |
|
Theft, hail, flooding, vandalism |
Not required by state law; lenders may require it |
|
Accidents involving uninsured drivers |
Optional; insurance companies must offer it unless rejected in writing |
|
Medical expenses after an accident |
Optional |
|
State-required proof of insurance |
Only for drivers required to file |
Insurance discounts you may qualify for
Insurance companies may offer discounts that help lower your premium. Availability and eligibility requirements vary, but our South Congress office can help you check for opportunities such as:
- Multi-policy: Insurance companies may offer a discount when you buy two or more policies.
- Safe driver: Some insurance companies may offer a discount if you have a clean driving record.
- Multi-vehicle: Putting more than one eligible vehicle on the same policy could qualify you for a discount.
- Autopay: Some insurance companies may offer a discount when you set up automatic payments.
- Paid in full: Paying your premium upfront may qualify you for a discount, depending on the insurance company.
Insurance services for nearby communities
Our South Congress office serves customers from across the south side of Austin. Communities we serve include:
- South Congress: Our office is on South Congress Avenue near Industrial Boulevard.
- South Lamar: Situated north of US-290, South Lamar is a stone's throw from the Barton Creek Greenbelt and a quick drive from our office.
- Garrison Park: Anchored by the park of the same name, this family-friendly neighborhood is easily accessible via South Congress Avenue.
- Sunset Valley: Located south of US-290 and east of Loop 1, Sunset Valley is an independent municipality.
- Franklin Park: This residential neighborhood is just across I-35 from our office.
Visit our local insurance office
From I-35: As you're driving south on I-35 from northern Austin, take exit 231 toward Woodward Street. Merge onto the I-35 southbound frontage road and continue to East St. Elmo Road. Turn right onto East St. Elmo Road, then right onto South Congress Avenue. Continue past Industrial Boulevard. The X-Change Center is on your right, near the intersection.
From downtown Austin: Drive south on Guadalupe Street, which continues onto South First Street before crossing Lady Bird Lake. Continue south to West Ben White Boulevard and turn left onto the eastbound frontage road. Turn right onto South Congress Avenue and continue toward Industrial Boulevard. The X-Change Center is on your left, near the intersection.
From Austin-Bergstrom International Airport: Follow the signs for westbound State Highway 71 (Ben White Boulevard). Continue west and take the exit toward South Congress Avenue/Loop 275. Turn left onto South Congress Avenue and continue south toward Industrial Boulevard. The X-Change Center is on your left, near the intersection.
Start your insurance quote today
At the Acceptance Insurance office on South Congress, we can answer your questions and help you compare quotes. Our agents can explain Texas insurance requirements and help you explore coverage based on your needs. Whether you need assistance with an SR-22 filing or want to compare car insurance options, our team is here to help. Call us at 1-877-405-7102 to discuss your options or request a quote online.
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Frequently asked insurance questions
What coverage is required in Texas?
According to the Texas Department of Insurance, the state's minimum auto liability limits are $30,000 for bodily injuries per person, $60,000 per accident, and $25,000 for property damage. Texas insurance companies must also offer uninsured motorist coverage and at least $2,500 in personal injury protection (PIP) coverage per person. You can reject either of these optional coverages in writing.
How quickly can I get coverage?
You may be able to start coverage and receive proof of insurance the same day you apply, but approval isn't guaranteed. Timing depends on the insurance company, your eligibility, required payments, and application information. Our agents can explain when coverage may begin and what you'll need to provide.
What should I bring to the office?
When you come to our office on South Congress, bring personal identification, current insurance documents (if you have them), and information about the item you want to insure. For car and motorcycle insurance, you'll typically need your driver's license, the vehicle identification number (VIN), details about each driver, and information about your annual mileage and vehicle use. If you're unsure which documents or details will be useful, give us a call before your visit.
Can I bundle my insurance policies?
Many insurance companies allow you to bundle multiple types of insurance. You may qualify for a discount when purchasing more than one policy from the same insurance company. Bundling may also simplify renewals, payments, and communication. Your Acceptance Insurance agent can explain available combinations and eligibility requirements.